Peer-to-Peer Lending is defined as for-profit financial transactions occurring directly between individuals or “peers” without the intermediation of a traditional financial institution.
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Introduction: A good percentage of people in the world are involved in digitally enabled peer-to-peer exchange. This form of exchange has expanded dramatically in recent years, moving beyond simple retailing and free file exchange to personal, human-intensive services such as hosted accommodation, urban and city-to-city transportation, and peer-to-peer lending.
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Historically, barter systems were the only way you could transact. In the barter system, transactions happened face-to-face, and mostly since it was the exchange of physical goods (or gold for goods), and the respective physical assets/items that were exchanged could be instantly checked and verified. In recent times, the growth of the Internet and the proliferation of digital transactions have …
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